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Case study · B2B Fintech · April 22, 2026

B2B Fintech: 10× transaction throughput at 60% lower cost.

Bubble.io + Xano stack hitting plateau. Regulator required code-level traceability.

4 min readCase study

A B2B fintech processing $50M+/year was reaching Bubble + Xano throughput limits and needed code-level traceability for their regulator.

We were shopping for a rebuild vendor. We stayed for a team. They own the outcome, not just the code.
, Co-founder

What we did

  • Migrated Bubble + Xano to Next.js + Python/FastAPI + PostgreSQL.
  • Rebuilt transaction pipeline as a durable queue with observability.
  • Added end-to-end audit trail satisfying the regulator's requirements.
  • Ran parallel systems for 3 weeks before cutover.

The numbers

  • 10× transaction throughput vs. the old stack.
  • 60% infrastructure cost reduction.
  • Regulator sign-off obtained within one quarter of cutover.
  • Team retained on Yo! Teams for ongoing product work.

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